Severina Canda-Bisnar, CMA


Severina Canda-Bisnar, CMA


·  Current Work Location: Not applicable
·  Latest  position held: Director – Business & Treasury Services


Oct 2018 to Feb 2019      SAVENDA Management Services Ltd., Lusaka, Zambia

Director – Business & Treasury Services

• Formulates/established Standard Operating Procedures & Policies of Finance Department (with greater emphasis on Treasury) for the Group

• Represents the Group Managing Director in various Board & Committee Meetings

• Assist the Finance Department on reviews of documents/transactions

Sep 2011 – Sept 2018 Darwish Bin Ahmed & Sons  Co LLC                Abu Dhabi, UAE

Assistant Finance Manager

• Handles fund management, ensuring adequate funds on all bank accounts as and when required
• Ensure efficient utilization of short-term credit facilities, including revolving credit agreements to provide liquidity for the company

• Prepares foreign currency payable forecast
• Reviews and recommends any required amendments/enhancements on various banking credit facilities
• Handles trade finance transactions (e.g. Letters of Credit, Letters of Guarantee, Trust Receipts, etc.)
• Liaises with different banks on day to day transactions
• Ensures all bank charges are in accordance with respective facility rates

• Handles FOREX transactions
• Keep tracks on various company investment on bonds and securities
• Monitors/checks monthly bank reconciliation reports of all accounts

• Liaise with external auditors to ensure timely completion of annual audit.

• Checks year end bank/investment balance confirmation reports
• Oversees the entire insurance requirements (cover & claims) of the company
• Computes and passes the entries for monthly treasury gain/(loss) on FX deals made

Oct 2006 – Sep 2011 Eagle Electromechanical Co LLC Sharjah, UAE

General Accountant

• Handles all Import & Export LC related transactions
• Liaises with different banks with regards to LCs, LGs, TRs, telegraphic transfers, etc.
• Prepares Bank Guarantee Applications/Amendments
• Prepares necessary documents/information as required by different depository banks in relation to credit facilities granted
• Handles discounting of checks and Payment Certificates
• Prepares the daily deposits both PDCs and current dated checks
• Issues Receipt Vouchers for payments received
• Coordinates shipping schedule with overseas suppliers/shipping agent
• Prepares fund transfers for international suppliers (not payable thru LC)
• Initiate Collection & Prepares Aging of Accounts Receivables
• Prepares Reconciliation of Accounts
• Distributes Cost to Different Projects monthly

Feb 2001 – Sep 2006 Full Time Mother/Housewife

Jul 1995 – Jan 2001 Mindanao Development Bank Davao City, Philippines

Branch Operations Officer

• Oversees the Branch’s Overall Transactions
• Exercises direct supervision of subordinates
• Ensures adherence to bank’s and Central Bank’s policies and procedures
• Ensures accurate & timely submission of reports to Head Office and Central Bank
• Decides on Transactions Within my Level of Authority
• Entertains existing and possible clients’ queries and other business
• Ensures that clients receive the highest form of services required/desired
Head Teller
• Branch Funds Custodian
• Supervises the Tellers and New Accounts Clerk
• Signature Verifier
• Prepares Manager’s Check

• Checking Tellers & New Accounts Transactions
• Prepares Required Reports
• Decides on Transactions Within My Level of Authority
• Deposits cash in excess of branch’s limit

• Ensures that clients receive the highest form of services required/desired
General Bookkeeper
• Prepares Financial Statements
• Ensures timely and accurate remittance of government taxes and other fees
• Prepares Required Reports for branch, Head Office and Central Bank
• Ensures that all branch transactions are entered into the system
• Prepares Check Vouchers for Payables
• Prepares Reconciliation of Accounts
Loans Bookkeeper
• Prepares Daily Loans Receivables
• Prepares Daily Collection Report
• Issues Official Receipt for Loan Payments
• Ensures that payments are posted to their respective accounts
• Prepares Collection Letters to Loan Clients
• Prepares all the required reports
• Ensures that all loans related transactions are entered into the system
• Endorses past due accounts to company lawyers
• Pays check encashment and over the counter withdrawals
• Accepts deposits and other forms of payments
• Prepares required reports
• Prepares Clients’ Bank Statement
• Ensures that clients receive the highest form of services required/desired

Feb 1994 – May 1995 Lyncole Technologies Corp. Makati, Philippines


• Prepares Check for Payables, Cash Flow Report
• Petty Cash Custodian, Issues Official Receipt for Collections
• Disburse Payroll
• Deposit Checks to Banks
Aug 1992 – Jan 1994 Paloverde Industries Inc. Davao, Philippines


• Prepares Check Vouchers for Payables
• Prepares Statement of Accounts to Clients
• Payroll Preparations
• Handles Bank Reconciliation
• Monitor Inventory


Jun 1989 – Oct 1992
University of Mindanao
Davao, Philippines

B S Commerce Major in Accounting
GPA 93%


Year Taken/Passed                Examination/Certificate Title                   Issued by/Organization

1993                                          Civil Service Career Professional              Commission on Civil Service
Exam Rating : 86.75%                                Philippines

2017                                       Certified Mgt. Accountant                             Institute of Management                                                                                                                                            Accountant, New Jersey, USA        LANGUAGES
·  English : Fluent

·  Filipino : Native

1. Letter of Credit Overview 2012 by Gary Collyer sponsored by Union National Bank, UAE

2. Trade Finance Workshop conducted by Vincent O’Brien and sponsored by National Bank of Fujairah, UAE

3. Trade Finance Workshop update on ISBP and BPO trends sponsored by National Bank of Fujairah, UAE

4. Customer Service Workshop, Mindanao Development Bank, Davao City, Philippines

5. Counterfeit Detection & Modus Operandi, Mindanao Development Bank, Davao City, Philippines

6. Various bank products seminars, Mindanao Development Bank, Davao City, Philippines




13 June 1989 to 24 Oct 1992


  • Updated 2 weeks ago

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